Blue Orchard - Microfinance Investment Managers

 

 

SINCE 2001

As a pioneer and leading investment manager in inclusive finance, BlueOrchard works together with investors, microfinance operators and their clients in the growth and development of a sustainable financial system that provides opportunities to the world’s poor. Since its inception in 2001, BlueOrchard-managed funds have provided nearly USD 2bn in loans to more than 260 microfinance institutions (MFIs) that together reach 30 million clients.

 

60COUNTRIES

 

 

USD 2.5Bn

BlueOrchard was created to link commercial investors with microfinance. As a first mover in this dynamic industry, we are committed to providing innovative products to a wide range of investors. We have forged strong relationships with multiple stakeholders in the industry and value these relationships highly as we all work together to build a stronger, more vibrant and more inclusive global financial system.

 

MORE THAN 260 MFIs

Microfinance is at its core a local business. We firmly believe that on-site due diligence and intimate knowledge of local markets is critically important in making the right investment decisions, both from a financial and social perspective. This local field knowledge is complemented by a rigorous, highly disciplined investment process with standardized procedures and high standards of excellence.

30 Mio People

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Dogsom Tseden

 

Dogsom Tseden, a 42 year old widower, lives in the outskirts of Ulan Batur, Mongolia.  He took his first loan from the local MFI, Xacbank, in 2005 in order to buy more livestock, adding to his six cattle. He now has 45 cows, and makes his living by selling dairy products in neighbouring areas.

Xacbank was created in 2001 as the merger of two local Mongolian MFIs to create the first commercial bank in Mongolia with a social mission. A dynamic leader in offering a full range of innovative banking and inclusive financial products, the bank now serves more than 70’000 clients in micro and SME financing, fulfilling its mission and strategy of providing the most accessible and transparent banking services aimed at the marginalized citizens in remote rural areas, including nomadic herders.

30 Mio People

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Yanjinhorloo

 

Yanjinhorloo, mother of five, has a market stand selling ceremonial “Deel,” embroidered silk traditional garments worn by Mongolian nomads. She has five employees that make the clothing she sells and in 2007, she took out her first loan from the local MFI, Xacbank to invest in her business and help finance her housing.

Xacbank was created in 2001 as the merger of two local Mongolian MFIs to create the first commercial bank in Mongolia with a social mission. A dynamic leader in offering a full range of innovative banking and inclusive financial products, the bank now serves more than 70’000 clients in micro and SME financing, fulfilling its mission and strategy of providing the most accessible and transparent banking services aimed at the marginalized citizens in remote rural areas, including nomadic herders.

30 Mio People

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Tsetsgee Batsukh

 

Tsetsgee Batsukh, 46 years of age, started her own business in 2004 knitting cashmere sweaters, with two machines and two employees.With the help of a loan from the local MFI, Xacbank, her enterprise, now called “Edelweiss Cashmere” employs six women on a full-time basis and produces more than 100 sweaters per month for sale domestically in departments stores in Ulan Batur and for export to Russia.

Xacbank was created in 2001 as the merger of two local Mongolian MFIs to create the first commercial bank in Mongolia with a social mission. A dynamic leader in offering a full range of innovative banking and inclusive financial products, the bank now serves more than 70’000 clients in micro and SME financing, fulfilling its mission and strategy of providing the most accessible and transparent banking services aimed at the marginalized citizens in remote rural areas, including nomadic herders.

30 Mio People

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Addo Oved Possu Dinas

 

Addo Oved Possu Dinas, living in Cali, Colombia manufactures traditional African musical instruments inspired by those used by his ancestors.A loan from the local MFI, Banco WWB allowed him to buy the materials to produce his instruments as well as investing in promoting his business, the Fundaciòn Katanga.He was contracted by the Minister of Colombia to create instruments and participate in various music festivals.

Starting as an NGO in 1982, and affiliated to the international Women’s World Banking network, Banco WWB became a fully licensed microfinance bank in 2011, and now serves close to 250’000 borrowers and 70’000 depositors across Colombia. Its mission is to contribute to increasing the quality of life for the lower income population, providing simple, innovative and appropriate financial products in a responsible, sustainable and profitable manner. WWB Cali/ Banco WWB began borrowing from BlueOrchard-managed funds in 2001.

30 Mio People

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Zohir Sattorov

 

Zohir Sattorov, father of six, took out his first loan in 2007 from the local MFI, First Microfinance Bank of Tajikistan, to help him with his bakery business. The loan proceeds helped him to buy more ingredients and build an additional bread oven to increase his production. He now hires two employees to help him bake his bread, which he distributes to secondary sellers, while his wife helps him to sell their product on a stand on the city’s main street.

Established in 2003, First Microfinance Bank of Tajikistan was the first commercial bank in Tajikistan with a principal focus on microcredit lending. The Bank has a mandate to provide a comprehensive range of financial services to the poor throughout the country, and currently provides a variety of credit and savings products to over xx clients. The bank also facilitates the international transfer of workers’ remittances back into Tajikistan, payroll and foreign exchange services.

30 Mio People

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Mavluda Turgunova

 

Mavluda Turgunova, mother of three, started a business sewing curtains. She took her first loan from the local MFI, First Microfinance Bank of Tajikistan in 2007 in order to buy materials, followed by a second loan to buy sewing machines.  With further loans she began to import materials in bulk from China, and she now employs eight women on a full-time basis.  Selling her curtains through three different locations, she has generated sufficient income for her family to buy their own home and a car.

Established in 2003, First Microfinance Bank of Tajikistan was the first commercial bank in Tajikistan with a principal focus on microcredit lending. The Bank has a mandate to provide a comprehensive range of financial services to the poor throughout the country, and currently provides a variety of credit and savings products to over 14’000 clients. The bank also facilitates the international.

30 Mio People

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Djemal Bekan

 

Djemal Bekan, father of two, lives in Bosnia Herzegovina, near the Serbian border.  A refugee during the war in Bosnia, he started an auto repair shop in 2000, working on his own with basic tools and equipment. In 2003, he took out his first loan from the local MFI, EKI, to better equip his repair shop.  He currently employs three other repairmen in his now well-equipped garage, and has plans to expand into more advanced painting and body work.

The microcredit foundation EKI was created by World Vision International (WVI) in 1996 and is today one of the leading microcredit institutions in Bosnia Herzegovina with a vision aiming to reduce economic causes of poverty. Currently EKI has over 34'000 clients using over 35'000 of loans.   EKI loans and services aim to start up and improve small businesses, crafts, services and agricultural activities. Target clients are low income households, women, disabled persons, returnees and persons whose businesses create new or sustain existing jobs.

30 Mio People

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Kenan Omanovic

 

Emir and Kenan Omanovic are brothers who run an electronics repair business outside of Sarajevo.  They started their business working in their family basement, repairing the televisions, radios and computers of neighbours and friends.With a loan from the local MFI, EKI, they were able to rent a proper workshop and equip it with tools needed to expand their business. Largely through word of mouth referrals, they now repair 600-700 electronics items per year.

The microcredit foundation EKI was created by World Vision International (WVI) in 1996 and is today one of the leading microcredit institutions in Bosnia Herzegovina with a vision aiming to reduce economic causes of poverty. Currently EKI has over 34'000 clients using over 35'000 of loans. EKI loans and services aim to start up and improve small businesses, crafts, services and agricultural activities. Target clients are low income households, women, disabled persons, returnees and persons whose businesses create new or sustain existing jobs.

30 Mio People

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Ahmo Culov

 

Following in the tradition of his father, Ahmo Culov is a beekeeper in Bosnia Herzegovina. With loans from the local MFI EKI, he has bought 80 bee colonies and hives and now produces two tonnes of honey per year.The microcredit foundation EKI was created by World Vision International (WVI) in 1996 and is today one of the leading microcredit institutions in Bosnia Herzegovina with a vision aiming to reduce economic causes of poverty.

Currently EKI has over 34'000 clients using over 35'000 of loans. EKI loans and services aim to start up and improve small businesses, crafts, services and agricultural activities.Target clients are low income households, women, disabled persons, returnees and persons whose businesses create new or sustain existing jobs.

30 Mio People

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Nylsa Avendano

 

Nylsa Avendano runs a fruit and vegetable stand in the Alameda, one of the main markets in Cali, Colombia.Starting eight years ago with an initial loan of only 1m pesos (~ USD 550) from the NGO WWB Cali, she remained a loyal client of the MFI as it grew to become a full-service microfinance bank Banco WWB.  Investing the loan proceeds in her business has allowed her to increase her sales revenue and income, now providing her the means to send her son to university.

Starting as an NGO in 1982, and affiliated to the international Women’s World Banking network, Banco WWB became a fully licensed microfinance bank in 2011, and now serves close to 250’000 borrowers and 70’000 depositors across Colombia.Its mission is to contribute to increasing the quality of life for the lower income population, providing simple, innovative and appropriate financial products in a responsible, sustainable and profitable manner. WWB Cali/ Banco WWB began borrowing from BlueOrchard-managed funds in 2001.