BlueOrchard Impact Credit (BOIC)

We see three major megatrends in emerging markets: Micro, small, and mid-sized enterprises (MSMEs) as the engines for growth, digitalisation of financial services, and green financing opportunities. MSMEs create by far the largest share of formal employment in emerging economies. Driven by population and economic growth, demand for digital financial services is rising. And emerging markets can play an important role in the global fight against climate change, as they have significant potential for green finance. With our fund we want to tap into this enormous investment potential.

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According to the World Bank there is a huge financing gap of billions of dollars for MSMEs in emerging markets. Leveraging our tailored investment platform in financial inclusion, our fund helps create a financing market for these companies by investing both in financial institutions that cater to their needs and directly in SMEs. Direct loans to SMEs are typically provided in cooperation with local and global long-standing partners.

Our fund pursues a threefold strategy that focuses on positive impact and returns: we aim to promote social inclusion through increasing access to responsible financial services for poor and vulnerable people, and MSMEs, and we aim to advance access to green finance and products that foster environmental protection and increase climate resilience in. This is with the overarching goal of generating a stable and competitive financial return for our investors, while benefiting from the diversification benefits of private debt strategies.