Investment process

The microfinance institution (MFI) provides all necessary documentation and shares financial and portfolio information in BlueOrchard's online reporting database

If there is mutual interest, BlueOrchard undertakes an on-site due diligence visit of the MFI including meetings with top management and branch visit

Regulation clearance and forex hedging mechanisms are set up (if required)

Loan request is submitted to BlueOrchard's Credit Committee

If approved, the loan disbursement is made

BlueOrchard carries out ongoing monthly monitoring and an annual on-site visit

BlueOrchard provides full transparency for investors (newsletter, internet reporting, etc.)

Typical process time (stages 1-5)
New MFI: 3-6 months
Existing client in good standing: 2 weeks

Please also see the summary presentation for microfinance institutions in English >

Success stories

Since 13 years Rubiela Sanchez and her husband have been making and selling their famous manjar blanco and other sweets throughout Cali, notably at bus stations

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Mongolian herder and wife - small (2008).jpg

Dogsom Tseden started raising cattle in 2002 with 6 cows. In 2005, he took out his first loan with XAC Bank. He now owns 45 cows.

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Bosnia_Herzegovina_growing mushrooms 4 web (2009).jpg

Habiba Ehlic, 62, cultivates mushrooms in a village near Sarajevo in Bosnia and Herzegovina. The revenues from her little business carried the family through while her sons were looking for work during the first years that followed the war.

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Philippino sandal maker 4 web (2008).jpg

Jennifer L. Dalida started a children's sandal production in her home in 2001. She now employs five persons and together they are able to fabricate 240 pairs of sandals daily for sale on local markets.

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Amanda Guarín buys plain local cotton items and decorates them with her designs. She employs more than 20 other women, mostly heads of households.

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Tsetsgee Batsukh, 46, founded the company Edelweiss Cashmere in 2004. She now employs 6 women full time in her workshop to make clothes from the finest hair of the Gobi desert goat.

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Tajikistan making wedding dreses for web.jpg

Naimajon Boboeva runs a sewing shop specialising in the rich hand-made embroidery of Tajik wedding dresses. Thanks to the benefits of her workshop, she was able to pay for the best available education for her children.

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The Barbas live off fishing and employ a number of relatives in their small business. In 2002, Cristina took a first loan for the family business to buy fishing nets. She is presently paying off her thirteenth microloan.

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Tumenulzi, 28, married and father of two children of 4 and 6 years started fabricating the morinkhor in 1997. He is now able to produce 50 instruments each month three times more than when he started.

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Katanga fabricates drums and other traditional instruments in his workshop where he employs several artisans.

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Contact us

BlueOrchard Finance S.A.
32 rue de Malatrex
1201 Geneva
Switzerland
Tel.: +41 22 596 4777
Fax: +41 22 596 4779
info@blueorchard.com

BlueOrchard Investments Sàrl
32 rue de Malatrex
1201 Geneva
Switzerland
Tel.: +41 22 596 4750
Fax: +41 22 596 4751
infoinvest@blueorchard.com

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BlueOrchard Finance USA, Inc.
1140 Broadway, #304
New York, NY 10017
USA
Tel.: +1 212 944 8748,
Fax: +1 212 944 8749
info.northam@blueorchard.com

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BlueOrchard Finance America Latina S.A.C.
Pasaje Mártir Olaya 129, Of. 1007
Miraflores, Lima
Peru
Tel.: +51 1 242 1199
Fax: +51 1 242 5973
info.latam@blueorchard.com

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Blueorchard