Investment criteria
The characteristics we look for in microfinance institutions for our debt funding (please contact us directly if you are interested in equity funding)*:
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Minimum track record of 1-3 years
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Operationally sustainable, or promising business plan and market positioning
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Micro-credit portfolio in excess of USD 500k
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Externally audited
- Externally evaluated or rated
The characteristics of the loans we provide*:
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Maturity: from 6 months to 7 years
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Interest rate: fixed or floating
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Volume: minimum USD 50k; maximum 20% of MFI total assets
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Principal repayment: bullet repayment or amortization over life of loan
- Interest payments: quarterly or semi-annual
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Collateral: No collateral required
- Currencies: USD, EUR or local currency in selected countries, where hedging mechanisms are available
* depending on the fund, please contact us for more information about our products and to discuss your needs.
